Credits Program
The Credits Program is not active yet. This page describes how it will work once enabled. We will announce it when it becomes available; until then no credits accrue or are applied, and the fees that apply are those published on the Fees page.
We will reward companies that keep their operations inside D-ONE CASH. If you are on a Growth or Enterprise plan, you will accumulate credits that will reduce your fees.
What credits are
Credits are an internal promotional benefit of the platform. They are applied automatically to offset fees on your operations. They have no value outside D-ONE CASH.
Who participates
The program is available to Growth and Enterprise plans with an active subscription. Professional and Startup plans do not participate.
How they accumulate
Each billing cycle we will calculate the average monthly balance held in USDB in your account. The higher the average balance, the more credits you will receive the following cycle. To participate you must exceed your plan's minimum average balance and renew your subscription correctly.
Only a balance held in USDB will generate credits. The bonus we share is the one the infrastructure provider pays us on that instrument: if the balance is not in USDB, there is no remuneration to share. You may request that your balance be held in USDC —free of charge and without affecting the availability of your funds or your fees— and in that case it will not generate credits. See §23.6 of the Terms.
How many credits you earn
Each cycle's credits are assigned based on your average monthly balance in USDB and your plan:
Growth
| Under $25,000 | 0 |
| $25,000 or more | 10 |
| $50,000 or more | 25 |
| $100,000 or more | 50 |
| $200,000 or more | 100 |
Enterprise
| Under $100,000 | 0 |
| $100,000 or more | 25 |
| $250,000 or more | 75 |
| $500,000 or more | 150 |
| $750,000 or more | 250 |
| $1,000,000 or more | 500 |
Credits are assigned after your subscription renews and are valid for one billing cycle; unused credits expire. D-ONE CASH may modify the thresholds and amounts with prior notice.
What they can be used for
- Deposit fees, when you receive money into your account
- Bank withdrawal fees, which already include the currency conversion
- Other services enabled by D-ONE CASH
Conditions
- They are valid for one billing cycle; unused credits expire.
- They do not carry over between cycles.
- They are not money and cannot be converted into cash.
- They are not withdrawable or transferable between accounts.
- They do not generate interest or additional yield.
D-ONE CASH may modify the thresholds and credit amounts, as well as the program conditions, with prior notice to users.
Important notice
Credits are an internal promotional benefit and do not constitute electronic money, an interest-bearing deposit, a financial yield or an investment product. D-ONE CASH is a technology provider; the financial infrastructure is operated by our licensed service providers.