B2B platform — global treasury and payroll

Financial infrastructure
for modern business.

A business virtual USD account, international payroll in stablecoins and full spend control — all from a single panel, no correspondent banks.

Scheduled
payroll
An account
per employee
Approvals
by limit
Full
audit trail

The panel shown is a demo with simulated data.

Illustrative data
🏦 Business virtual USD account
💸 Stablecoin payroll — single or batch
🧾 Approvals & limits by role
⚡ Settlement in ~2 seconds
🔌 API + signed webhooks
🤖 MCP server for AI agents
🛡️ Institutional-grade KYB
🌎 Payouts to LATAM — SPEI · Pix · ACH
🌐 100% from your browser
🏦 Business virtual USD account
💸 Stablecoin payroll — single or batch
🧾 Approvals & limits by role
⚡ Settlement in ~2 seconds
🔌 API + signed webhooks
🤖 MCP server for AI agents
🛡️ Institutional-grade KYB
🌎 Payouts to LATAM — SPEI · Pix · ACH
🌐 100% from your browser
100%
Online KYB verification
0s
Average transfer time
0.9%
Uptime target
Global
USD payout coverage

Your money, moving around the world.

Send and receive digital dollars across borders in minutes, with no correspondent banks in between.

The financial back office.
In one platform.

💸
Frictionless international payroll
Pay your whole team in dollars or stablecoins in a single run — one by one or in batch, manual or scheduled. Plus, set up recurring collections from your customers.
✦
Single or batch payments
🏦
Business virtual USD account
A real account and routing number for your company. Receive customer payments from any US bank.
✓ 🇲🇽 Mexico SPEI
✓ 🇧🇷 Brazil Pix
✓ 🇨🇴 Colombia Bre-B
📊
Multi-currency treasury
Balances in USD and USDC with real-time conversion. Fund, convert and withdraw whenever you need.
🧾
Approvals & limits
Approval flows for every payment: the person who proposes is not the one who approves. Full spend control.
🔌
API & integrations
Signed webhooks and API access to connect your ERP, accounting or back office.
👥
Roles & permissions
Admin, finance and viewer: every team member sees and does only what their role allows. With an audit trail of every action.

Supported bank rails

USD
US dollar
  • ACH
  • Wire
  • FedNow
EUR
Euro
  • SEPA*

Standard credit and instant

MXN
Mexican peso
  • SPEI
BRL
Brazilian real
  • Pix
GBP
British pound
  • FPS
COP
Colombian peso
  • Bre-B
  • Bank transfer

* SEPA: currently for businesses only. Coming soon for individuals.

Pay your team,
wherever they are.

Schedule payroll once and it runs on its own every cycle. Your team gets paid into their D1C dollar account, instantly.

✓
Scheduled payroll with automatic execution
✓
Payments in USDC with fiat off-ramp
✓
Prior approval based on role and amount
✓
History and receipt for every run
🇲🇽
Monthly payroll → Mexico City
$2,400 USD
⚡ Settled in 2 sec.
12 employees
🇨🇴
Biweekly payroll → Medellín
$1,850 USD
⚡ Settled in 2 sec.
8 employees
🇧🇷
Vendor payment → São Paulo
$5,300 USD
⚡ Settled in 2 sec.
Approved by Finance

Your whole operation
in one panel

👥
Per-employee accounts
Every team member gets their own US dollar account with individual KYC verification. Onboard by invitation from the panel.
Available now
📅
Scheduled payroll
Define the run once — amount, team and date — and it executes automatically every cycle. No reminders, no spreadsheets.
Available now
🧾
Approvals
Payments above the limit require sign-off from Finance or Admin before they go out. Full traceability of who approved what.
Available now
📊
Treasury & reports
Consolidated balances in USD and USDC, volume by period and per-employee activity — exportable in real time.
Available now
🔌
Integrations & webhooks
Receive signed (HMAC) events in your backend and connect your ERP or accounting via API. No manual reconciliation.
Available now
🛡️
KYB & compliance
Verification of the company and its owners (UBOs) 100% online. Institutional-grade AML/KYC compliance.
Available now

Connect your treasury to your AI agent

D-OneCash exposes your panel as an MCP server (Model Context Protocol), the standard used by Claude and the leading AI agents. Your agent reads your operation in real time; the important decisions still go through your team.

🤖
Your agent, with real context
Balance, activity, payroll, employees and pending approvals: your agent reads the panel and answers with your data, not guesses.
Available now
🔑
API keys with roles and audit
Read-only or finance keys, managed from Integrations: created in one click, revoked instantly, and fully audited.
Growth & Enterprise
🛡️
The agent proposes, your team approves
No agent ever moves money directly: payments go to the approvals queue and a person on your team decides in the panel. Dual control by design.
Coming soon

In 4 steps.
From your browser.

01
Create your company account
Sign up with your corporate email, pick a plan and enter the panel — no downloads, no paperwork.
02
Verify your company (KYB)
Company documents and verification of its owners (UBOs). The process is 100% online.
03
Invite your team
Every employee gets a USD account with individual verification. Assign roles: admin, finance or viewer.
04
Run your first payroll
Fund the treasury and pay the whole team in one run — manual or scheduled for every cycle.

Built for
your peace of mind.

🔒
Custody with regulated providers
Your funds held in custody by regulated providers. Security without compromise.
🛡️
AES-256 and TLS 1.3 encryption
Every transaction protected end to end with modern encryption.
🌐
99.9% availability
Infrastructure distributed across multiple regions. Your account always available, 24/7/365.
📋
Regulated and transparent
We comply with international financial regulations (AML/KYC). No fine print.
⚡
No hidden fees
What you see is what you pay. No hidden fees, no fine print, no surprises.
🤝
Real human support
A team of real people ready to help you. No bots, no endless waits.

Manage your
team's accounts

Give every team member a US dollar account. Control balances, payment history and KYC verification from a single dashboard — with fiat off-ramp whenever you need it.

An account per employee
Every team member has their own US dollar account with verified individual KYC.
Reports & analytics
See your company's volume, transfer history and per-employee activity in real time.
Full control
Activate, suspend and manage access from the dashboard. No banks, no manual processes.